Cuyahoga County Down Payment Assistance Program

Learn how to use down payment assistance to purchase your home!

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Income Restrictions Apply

The Cuyahoga County Down Payment Assistance (DPA) Program provides up to 17% of the purchase price (or up to $21,900) for individuals and families purchasing a home in Cuyahoga County.

Homes Eligible for DPA in Cuyahoga County

  • Eligible homes are located in any of the 51 eligible Cuyahoga County communities
  • Single-family homes are eligible for down payment assistance
  • Homes must be owner-occupied to be eligible

Buyers Who Can Use DPA in Cuyahoga County

  • Homeownership classes must be completed by the homebuyer
  • This program is open to both first-time homebuyers and those who have already owned, but the purchaser cannot have owned a home in the past 3 years
  • Income must be at or below 80% of the area median income (AMI)

Get assistance in purchasing your Cuyahoga County home!

Cuyahoga County DPA FAQs

Is the Cuyahoga County DPA program just for first time homebuyers?

This program is for first time home buyers and those who have purchased a home before! Anyone who has not owned a home in the last three years and meets other qualification criteria is eligible.

 Is this a homebuyer grant or a loan? 

We offer a deferred loan repayable upon sale, transfer of title or refinance.

Who is eligible for down payment assistance in Cuyahoga County?

Down payment assistance is available for first-time homebuyers as well as those who have not owned a home in the past three years who are purchasing a home in an eligible Cuyahoga County community. Additional requirements include the home being a single-family home, the borrower must live in the home and household income must be at or below 80% of the area median income. For questions about qualifications, please give us a call at (855) 764-LOAN.